Summit NJ Office Condos for Sale

597 Springfield Avenue in Summit is making the building into Office Condos, 3-4 offices 1st floor w/basement storage and 2nd floor 3 offices with attic storage. They would have 6 parking spaces each, CA, new furnace and kitchenette on first floor. Each floor has about 1,000 square feet and the entire property is .4 acres. Taxes are about $9,000. The price is $999,000 for each one separately or if someone wanted to buy now before new windows are put in and conversion is made it's $1.7 million. If people are interested, they can contact Denise Broesler of RE/MAX Classic Group at 908-447-1857. For financing information contact Patrick Cicala of Countrywide Home Loans, the Chairman of the Suburban Chamber of Commerce at 917-273-6050.

Commercial Building for Sale in Berkeley Heights

Commercial Building coming on the market in a few days in Berkeley Heights. For more details call Thomas Della Piazza at 908-898-0800 or email at tommydp@verizon.net. For financing information, contact Patrick Cicala of Countrywide Home Homes at 917-273-6050. Asking price is $840,000.

Protect Your Credit by Patrick Cicala, Countrywide Home Loans

I was searching for some information on credit as this week’s topic is Security. You see I went shopping over the weekend and was denied a credit card at Pac Sun. I was told I would receive a letter in the mail. In a panic, I called my lender that did my refinancing and he told me not to worry.

I obtained a copy of my credit report though and it had alot of credit cards that I don’t use. However I have excellent credit, in the 790s. It was 805 a few weeks ago though and had gone down a little because I had refinanced and had my credit run.

So Patrick Cicala of Countrywide took the time to explain some things that I can share with my readers about protecting their credit:

Close credit cards you don’t use to prevent theft and to bring credit scores up.

Increase your credit limit. This will show how you have the capability to have money and establish credit.

Try to keep only 3 lender lines opened (mortgage, credit car).

Don’t fall for those credit cards offering a discount to open them up! If you do get one, pay the bill and then close the card.

Pay off everything in 30 days.
And be happy and enjoy life!!!

If you would like a copy of the booket, “Your Credit Score and What it means” please contact Patrick Cicala at 917-273-6050 or email at Patrick_Cicala@Countrywide.com. Tell him you saw it on Westfield Chat.